Macy's Credit Card Deals (December 2022): Get Up To 20% Off On Your First Order

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Dec 08 2022 Share this blog

Take a detour via Macy’s every time you are out shopping as the store gets possibly everything under the sun at a discount of 20% to the vested Macy’s credit cardholders

Macy’s Credit Card Deals & Coupons 2022 | Trending Now

Macy's Rewards Coupons
Max. 20% Off | Macy's Credit Card Deal 

Also Read, Macy's Coupons For Shoes 2022.

Macy’s Coupons & Promo Codes | Verified Today

Macys Coupons



Max. 80% Off+ Extra 30% Off | Macys Coupons 

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Free Shipping On All Orders 

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Macy’s Credit Card Deals 2022 | Top Categories

Clothing| Up to 80% OFF 

WATCHES | 50% Off

COLOGNE | Extra 25% Off

BEAUTY | 50% Off

Also Read: Macy's Coupons Sunglasses 2022

Macy’s Credit Card Deals & Coupons 2022 | Verified Today

1. Get 20% Discount With Macy’s Credit Card

Make the most out of your first shopping cart at Macy’s. Get a chance to save up to 20% on payments via Macy’s credit card. Checkout the prerequisites that one needs to adhere to, before proceeding to avail the offer.

Macy’s promo code

  • Apply for the Macy's card & upon approval pay from the same

  • Items include:
    -Clothing, beauty products, furniture, kitchen essentials, and more
    -Maximum savings: $100

  • Deal can be availed by new Macy's users:
    -Get 20% off on your first purchase

  • Additional details:
    -Minimum order value is not needed
    -Deal can be availed via app, website or visit store to redeem
    -Multiple orders can be placed
    -Accessible across select locations in the U.S.
    -Free shipping available on $25+ orders

  • Avail coupon via:
    -Visit the landing page
    -Click on "collect coupon"
    -Discount automatically applied at checkout stage

Also Read: Old Navy Credit Card Deals 2022 & Best Valentine's Day Deals 2022.

2. Macy’s Credit Card Platinum Members: Get 5% Back In Rewards (Currently Unavailable)

Stick up to Macy’s credit cards for payments while you purchase for your aesthetic household essentials at Macy’s and get 5% back in rewards. Here is all you need to keep in mind before you get your hands through the offer

Macy’s coupons

User Applicability
Only Platinum cardholders can avail the deal
Savings On
Clothing| Footwear| Bedding| Kitchen| etc.
Additional Details
  • Minimum order value is not needed
  • Deal can be availed via app, website or visit store to redeem
  • Multiple orders can be placed 
  • Accessible across select locations in the US
Payments Via
Make payments using Macy's card to get a 5% reward on every purchase
Macy’s Coupon Code
Not Required

Also Read: JOAAN credit card deals 2022.

3. Macy’s Reward Members Deal | Up To $10 Off

Despite the bonus discount of 20% for all the credit card holders at Macy’s, there are a plethora of other Macy’s discounts and deals that help you pull up savings on everything and anything you see around. Macy’s reward members can get $20 Star Money via Macy’s Credit Card.

Macy’s Reward Members Deal

Macy's Coupon Condition Details 
Validity On Burberry fragrance
EligibilityOn order above $75
$20 in star money
2000 points
Product include Clothing| Footwear| Bedding| Kitchen 
The minimum order valueNot needed 
Free shipping available
On orders above $25 

How Does Macy’s Credit Card Works? Benefits & Rewards 

Macy’s in total, has approximately 650 stores being run at present and has been in the queue of huge profits for long. Backing a humongous revenue generation, Macy’s has been sticking to ardent strategies, credit card programs being the one. Macy’s offers its customers the following options with credit cards 

1. Macy’s Credit Card 

2. Macy’s American Express Card   

What Do Macy’s Credit Cards Offer?

All the purchases made via Macy’s / Macys’ American Express Card lets you enroll through the retailer’s three-tier Star Rewards Loyalty program. Perks of a Star loyalty program:

  • Discounts on purchases 

  • Free shipping 

  • Rewards refunds 

Having revamped its star rewards member loyalty program, the program now entails three different tiers, of rewards and benefits varying on the basis of annual spend. The levels are





25% Off using Star Pass Coupons 

Redeemable by customers spending up to $499 yearly 


25% Off using Star Pass Coupons + Free shipping

For customers who spend between $500 to $1,199 annually.


25% Off using Star Pass Coupons + Free shipping + 5% back 

For customers who spend $1,200 or more

Other Macy’s Cards And Perks 

Macy’s American Express card provides the user with the apprehensive perks of the silver, gold and platinum tiers when used at Macy’s. But here is what it offers over and above all the basic discounts. Even when used outside Macy’s, the card offers benefits with its old charmer, i.e. 3-2-1 rule. 

  • 3% back in rewards at Restaurants

  • 2% back in rewards at Grocery stores & gas stations

  • 1% back for every other purchase

These earned rewards go towards Star Money that can be used at Macy’s with no merchandise exclusions. Payments via Macy’s American Express cards give you access to the following bonus services as well:

  • Entertainment Access- Get priority tickets to sporting events, concerts and Broadway shows. 

  • Travel Benefits- Get a chance to unlock special travel savings and upgrades when you pay using your Macy’s American Express Card

Can I Apply For Macy’s Credit Card online?

One can easily apply for Macy’s Credit Card online. With such imperative perks and benefits, who wouldn’t want to? Follow these simple steps in order to apply for a Macy’s credit card online and with ease

  • Click on the Apply for Macy’s Credit Card link you can easily find at the footer of any page 

  • Fill in all the necessary details and information through the required fields and review the terms and conditions that follow

  • Once approved, start shopping at or Macy’s store near you to avail your new user discount at Macy’s using the Macy’s credit card 

  • Credit decisions and approval might take 7-10 business days to process and for the store to revert on your action .

Macy’s Credit Card Review 

The relevantly named Macy’s credit card is a multi-purpose store card rather than a universal credit card. Customers carrying a balance will find the Macy’s credit card- a high maintenance as the card charges a sizable 26.24% APR on purchases. 

Macy’s Credit Card 


Annual Fee 




Earn 1x Plenti point per $1 spent at Macy’s

The Macy's Credit Card is considered to be a relatively easier card to obtain, with flexible credit requirements that make it a potential win-win for those who even have a poor credit score.

Macy’s Credit Card: Exclusions 

Macy’s Credit Card Rewards are not earned on purchases made outside of Macy’s, Macy’s gift cards, purchases made at Restaurants inside Macy’s, Beauty box subscription services, fees, sales tax, when redeeming Star Money, Macy's Rewards Cards or Macy’s Gift Cards, or when paying with a virtual wallet, even if you’re paying with a Macy’s Credit Card in the virtual wallet, in any department that does not use a Macy’s point of sale register.

Is the Macy’s Credit Card Right For You?

If the weekly ad at Macy's ad gets you in a tiff for extravagant shopping at Macy’s, then you probably might be looking for a Macy’s credit card. Though the lack of flexibility in how you spend (and earn rewards) makes this card of limited use to the average shopper, being an Elite or Premier Elite member can offer you wholesome perks, making the card a valuable extension for those who spend enough to qualify. 

Before you jump up the queue and apply for a credit card at Macy’s, take a look at all the pros and cons that stick with Macy’s imperial credit card as each application is a hard credit pull, which directly impacts your credit score. 

FAQs | Macy’s Credit Card Deals 2022

Q. Does I get a discount using Macy's credit card?

Yes. Using Macy's credit card you'll earn 20% extra discount that is $100 on your first purchase.

Q. What is the highest credit limit of Macy's credit card?

Ans. The credit limit of Macy's credit card does range between $500 to $8000. A consumer can choose one as per personal affordability. 

Q. Does Macy’s have loyalty programs?

Yeah, they’ve one known as Star Rewards. Star members receive exclusive perks, free birthday surprises, access to early deals, and much more.

By Manvi Madan - Content Specialist